Predictions for 2026
Market predictions are bullshit, but here's more bullshit anyway.
Not financial advice. Seek help if you stumble upon my journal.
LOL, I’ve been doing this for 3-4 years already. Journaling on the internet.
Seems like I was pretty bearish last year and wished for a wipeout. Didn’t happen. 2026 will be more of the same as 2025, hard to see it any other way.
Sound economics? Who cares. Trump or Biden, Finland or the EU, does it matter? 98% of my friends still believe the government does something good. They vote, for fuck’s sake.
I don’t care. I don’t need to convert anybody. Focusing on myself is 10x easier.
My mission: make myself immune to government idiocy. We don’t have to file for bankruptcy if our country does.
The focus:
Grow my bags.
Grow my business. I thrive despite high taxes and regulation. If not for money, then for the bragging rights. Fuck you.
Be a good man. Raise good kids.
Live inside to outside. News is shit. Social media is shit. When did your local news teach you something new? A few weeks’ break did the trick for me. Try it. Open X or the news and ask: Does this bring any value to my life?
“But you’re writing here!” Yes. Writing makes me better. Journaling is good. Maybe the ideas here are shit, but shit sometimes brews into something good.
CHYNA - Not completely fucked
This still holds from the 2025 piece:
Why China might not be completely fucked:
Still #2 economy globally
Manufacturing dominance
Trump wants deals, not war
Policy tools remain (yes, throwing money at problems doesn’t solve everything)
Tech sector still innovating
Alibaba was the shill, and it will continue to be my shill for 2026.
Policy tools remain, i.e EZ MONEY ✅
China gave zero fucks about stockholders for decades. Will it change? Is 5-15 P/E normal? Or 30-40 P/E? Think about it.
Wish you had a time machine to buy Microsoft or Google in 2015? Well, here it is. Or just another value trap?
Yubico
What the fuck is Yubico? I was bored at my desk, looked at my keys, saw an old sturdy Yubikey, and checked what was happening with the company. I like the product. Perfect solution (for me). Here’s more: (YouTube link)
Apparently, it IPO’d in 2024. Classic IPO chart. Smart money waits and buys when everyone forgets about it, at lower prices.
Is hardware authentication the solution? How the fuck do I know? I like the product, I like the company, I like the stock. Solid business, and if the subscription model grows, this thing prints.
DYOR bags loaded. Will study further. The only negative was management, but they’re changing the CEO now, so that is good. Bullish.
Bitcoin miners…
Do I like buying Bitcoin miners? Fuck no. Just focus on the craft and stack sats! But as a gambler, this is too good to ignore. This is extreme financial jujutsu.
Would I recommend this to my normie friends? Never.
Pure speculation. A call option on Bitcoin with a free ticket on the “AI pivot” narrative. Easy 3x or -50%? If you cannot stomach permanent capital loss, stay away.
Bitcoin
86k? Short-term undervalued, long-term definitely undervalued. Hard to imagine a future where demand for a neutral monetary network fumbles. Clown world needs an exit.
Finnish stocks
Finnish stocks have been decent recently. I live in Finland, I run my business in Finland. Not worth going overweight, but some companies are very solid. I have followed some of these for over 20 years. I buy these products and use their services, through my business and personally. Boring businesses are pretty nice to own. My current favorites:
Olvi, Terveystalo, NoHo, Nokian Renkaat, UPM.
Not expecting much, but no need to be 24/7 online.
The degen play
This is degen heaven right now. Wild swings, narratives flipping weekly. Trump announces something stupid, markets panic, back to normal by Friday.
But here’s my problem: 24/7 online, watching charts, reading shit substacks that probably cause cancer (like this one), sitting in discord channels throwing shit at the wall with other degens... I can’t be in the trenches anymore.
Am I giving up or leveling up? Honestly, I don’t know. This is a wonderful time to be degen, don’t get me wrong. I’m just not sure I’m that guy anymore.
2026: The only predictions that matter
Here’s my real 2026 plan. Not market predictions.
What I can control:
Calm, confident, creative.
Grow the business. Thrive despite the bullshit.
Grow the bags. Keep it boring.
Live frugally. The less you need, the less they own you.
Raise good kids. The only long-term investment that actually matters.
Stay off the news. Stay off the algorithms. Live inside to outside. Less online, more offline.
Let's open this at the end of 2026 and have a few good smirks.
Stay humble and stack sats and quality business.
